Wide-range Flood Insurance for Your Business: Strong Protection Crafted by McGowan Insurance Agency, LLC
Imagine a sudden flood jeopardizing your business premises, inventory, and operations. At McGowan Insurance Agency, LLC, we grasp the significance of safeguarding your company’s future. Explore our customized flood insurance plans designed to keep your business afloat during challenging times.
Together, let’s fortify your business against the unpredictable forces of nature!

Ensure Your Business is Protected with Flood Insurance.
Similar to homeowners insurance, numerous business owners may not be aware that their commercial property insurance may not automatically include flood coverage. Experiencing a flood can have devastating consequences for a business. It entails more than just replacing damaged equipment and repairing structures; it also involves significant downtime when facilities cannot be utilized.
Explore the Importance of Getting Covered With Flood Insurance Sooner Rather Than Later.
In certain situations, it’s essential to note that flood insurance policies may not become active until after a mandatory 30-day waiting period has elapsed. Therefore, it’s not advisable to delay obtaining flood insurance until you receive advance notice of heavy rainfall or flooding in your business’s geographical area. Planning ahead and securing flood insurance proactively can provide you with the peace of mind and financial protection needed to safeguard your business against unforeseen natural disasters. Don’t leave your business vulnerable to the unpredictability of weather patterns; take proactive steps to ensure your business’s resilience in the face of potential flooding.
Assess the Risks of Flooding to Your Business.
It is crucial to emphasize that when it comes to commercial properties, the most significant flood risk doesn’t always stem from sudden heavy rainfall alone. An equally significant concern is the potential for drains to become clogged, which can quickly transform what would otherwise be considered a routine rainfall or snowstorm into an unforeseen and potentially catastrophic event. This underscores the importance of assessing all possible sources of flood risk and taking appropriate measures to mitigate them. Protecting your commercial property from such unexpected incidents requires a comprehensive approach that considers a wide range of potential scenarios, including drainage issues, to ensure the continued resilience of your business.
Make an Informed Choice for the Right Flood Insurance Based on Your Business.
As a business owner, it’s essential to consider both commercial flood insurance options: coverage through the federal National Flood Insurance Program (NFIP) and non-NFIP policies. Non-NFIP policies offer significant advantages, including full replacement cost coverage, which is not provided by NFIP policies that account for depreciation. Additionally, non-NFIP policies can include coverage for business interruption during the rebuilding phase, a valuable inclusion often absent from NFIP coverage.
Regardless of your business’s location, exploring commercial flood insurance is a prudent decision. Contact our insurance experts at McGowan Insurance Agency, LLC, and we’ll help you get started.